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You may not think about INSURANCE until it’s time to PROTECT what matters most.

Whether you are protecting your family, personal assets or business, the right coverage begins with understanding what your policy includes and where gaps may leave you exposed. Explore the risks below to discover the protection that may be right for you.

OUR APPROACH GOES

BEYOND INSURANCE

Whether you are protecting your family, your assets or your business, the right protection begins with understanding your needs.

Established in 2008 and backed by decades of insurance experience, ERC helps individuals and businesses understand their risks and find suitable insurance solutions through our network of insurers and industry partners.

WHY ERC

Clear advice. Suitable protection. Support when it matters.

We believe insurance should do more than provide a policy. It should help you understand your protection, make informed decisions and feel confident that support is available when you need it.

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Protection for what matters most

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Choose an area below to explore the risks you may face and the insurance solutions that may help protect you.

01

My Health and Family

Health, life, accident and financial protection

02

My Home and Assets

Property, vehicles, contents and valuables

03

My Business

Premises, stock, equipment, income and employees

04

My Responsibilities

Liability to customers, employees and other parties

Protection shaped around your needs

Whether you are protecting yourself, your family or your business, we help you understand your risks and explore suitable insurance solutions.

For individuals and families:

  • Health and medical
  • Life and personal accident
  • Home and valuables
  • Motor
  • Travel
  • Personal cyber protection

For SMEs and corporate clients:

  • Retail and lifestyle
  • Food and hospitality
  • Professional services
  • Manufacturing and trading
  • Construction and engineering
  • Technology and digital businesses
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Think of risk like a burger

Each layer plays a role. Miss one, and the whole thing doesn’t quite work. Risk management is no different.

Takes 2 minutes. No details required.

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Our coverage covers unforeseen possibilities

We adapt our approach to the realities of each industry.