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PROTECTION, MADE CLEAR

You may not think about INSURANCE until it’s time to PROTECT what matters most.

Whether you are protecting your family, personal assets or business, ERC helps you understand the risks, see the gaps and choose suitable protection with confidence.

Choose your path to reveal the right protection layers.

Choose one area to explore your protection

Select only one.

Vehicle

Travel

Health

Family

Home

Protection for your property, belongings and household risks.

Build your home protection.

Choose your combo. Add more protection as your needs grow.

Protect my building

Protection for your residential building against insured damage.

Add my belongings

Protection for your residential building against insured damage. Protection for your household contents and personal effects.

Add mortgage repayment protection

Protection for your residential building against insured damage. Protection for your household contents and personal effects. Protection for monthly mortgage installments when the home is temporarily uninhabitable following insured events, or following the insured’s accidental death or permanent disablement, subject to policy terms.

Build your vehicle protection.

Choose your combo. Add more protection as your needs grow.

Combo 1 — Vehicle protection

Choose your preferred combo. ERC will confirm suitable cover, benefits and pricing before you proceed. These draft combos do not yet represent confirmed insurance packages.

Combo 2 — Vehicle protection

Choose your preferred combo. ERC will confirm suitable cover, benefits and pricing before you proceed. These draft combos do not yet represent confirmed insurance packages.

Combo 3 — Vehicle protection

Choose your preferred combo. ERC will confirm suitable cover, benefits and pricing before you proceed. These draft combos do not yet represent confirmed insurance packages.

Build your travel protection.

Choose your combo. Add more protection as your needs grow.

Protect my trip

Reimbursement for eligible expenses following unexpected insured events.

Add overseas hospital support

Includes cashless admission and discharge for overseas hospitalisation bills exceeding RM20,000 per admission, subject to policy terms.

Add mountain adventure cover

Includes high-altitude mountaineering above 3,500 metres and up to 5,500 metres, subject to policy terms and eligibility.

Build your health protection.

Choose your combo. Add more protection as your needs grow.

Combo 1 — Health protection

Choose your preferred combo. ERC will confirm suitable cover, benefits and pricing before you proceed. These draft combos do not yet represent confirmed insurance packages.

Combo 2 — Health protection

Choose your preferred combo. ERC will confirm suitable cover, benefits and pricing before you proceed. These draft combos do not yet represent confirmed insurance packages.

Combo 3 — Health protection

Choose your preferred combo. ERC will confirm suitable cover, benefits and pricing before you proceed. These draft combos do not yet represent confirmed insurance packages.

Build your family protection.

Choose your combo. Add more protection as your needs grow.

Combo 1 — Family protection

Choose your preferred combo. ERC will confirm suitable cover, benefits and pricing before you proceed. These draft combos do not yet represent confirmed insurance packages.

Combo 2 — Family protection

Choose your preferred combo. ERC will confirm suitable cover, benefits and pricing before you proceed. These draft combos do not yet represent confirmed insurance packages.

Combo 3 — Family protection

Choose your preferred combo. ERC will confirm suitable cover, benefits and pricing before you proceed. These draft combos do not yet represent confirmed insurance packages.

Choose one area to explore your business protection

Select only one.

Property

Pecuniary

Liability

Employees

MAT

Property

Protection for your premises, equipment, stock and other business assets.

OUR APPROACH GOES

BEYOND INSURANCE

Whether you are protecting your family, your assets or your business, the right protection begins with understanding your needs.

Established in 2008 and backed by decades of insurance experience, ERC helps individuals and businesses understand their risks and find suitable insurance solutions through our network of insurers and industry partners.

WHY ERC

Clear advice. Suitable protection. Support when it matters.

We believe insurance should do more than provide a policy. It should help you understand your protection, make informed decisions and feel confident that support is available when you need it.